Insurance and Rego

underwood145

New Member
hey Guys just curious on who you find to be best for just CTP insurance.

in buying my new, wel second hand CE MR lancer. i would like to know what insurance companies you find to be the best and cheapest for your yearly insurance. also what sort of prices do you look at for yearly Rego + Insurance of these 4 cylinder cars.

considering i am a 17 year old P plate with no accidents or fines or anything to my name yet and has had cars insured in my name for the last year and a half (turning 18 in november).

Any help would be appreciated
Brandon
 
Hey Brandon,

I'm the same age and turning 18 in December but I'm pretty sure my green slip is with GIO because they offered the best deal for P platers/young people. And I have third party (i think thats the right one cause theres so many different types i get confused) which covers other peoples cars but not mine with NRMA. With that you get free roadside assistance for 1-2 years i think because we are on our P plates... and again i thought that was the best price and service as well :)

but anyway mate. Just look online and they all offer quotes so look at different sites and compare and choose to what you want man :)
 
Umm off memory i think green slip was $680 for GIO

and cant remember what the actual rego cost was either. sorry mate.

but what ryan posted for green slip prices is exactly what I used.
 
I have my lancer in my name rego is around 600 a year. I have insurance under mums name and I am a driver. Pay 750 a year. Otherwise was told 4000 if under my name
 
my cars in my dads name, so the insurance is $80 a month for comprehensive. i think im with aami and comprehensive covers everything :D
 
yeh insured under mums name here
ring aami . get your mum to do it and say shes the main driver but you are marked as a secondary driver they ask no questions and my cars regod under MY name .. ur insurance will be like 900 a year for full comprehensive instead of the 2 gran or watever .
 
underwood145 said:
what about just third party paso. i can not afford that much was lookin at 1 grand for rego and third party for the year max :(

i think the 3rd party under rents name is like 400ish ..
mate .. thats cars . rego is almost a grand by it self .with ur pink slip, green slip and rego
i always fully insure my cars .. then it costs like an extra 25 bux to ring them up and add my wheels, exhaust, sound system and suspention . i just tell them what i paid and they add it to the value of the car .. my old lancer was insured for like 10 gran and my 98 vt como is insured for like 8 .. just good to know if anything was to ever happen i spose .. i like it .
 
3rd party comes with your rego and is defaulted to suncorp.
rego is $331.55 for 6months or $630.45 for 12 months.
3rd party on your rego only insures you for damages to the people you hurt. Damages to the're property you'll have to folk out yourself or get 3rd party property, fire and theft, which will be about 200 bucks a year.
 
mdclear said:
3rd party comes with your rego and is defaulted to suncorp.
rego is $331.55 for 6months or $630.45 for 12 months.
3rd party on your rego only insures you for damages to the people you hurt. Damages to the're property you'll have to folk out yourself or get 3rd party property, fire and theft, which will be about 200 bucks a year.

Yeah I thought that you Qlders were alike Vic and CTPs weren't privatized and that's why initially I assumed the OP was from NSW.

It should be noted then like you say that CTP stands for Compulsory Third Party insurance and covers you injuring other motorists or pedestrians only (in NSW some insurers do have some at-fault driver benefits in the event of losing a limb, etc).

So yes the OP is therefore after Third Party Property or Third Party Property, Fire and Theft insurance....for which in NSW is generally around the $400-500 I think when there are under 25s listed on the policy....
 
mdclear said:
3rd party comes with your rego and is defaulted to suncorp.
rego is $331.55 for 6months or $630.45 for 12 months.
3rd party on your rego only insures you for damages to the people you hurt. Damages to the're property you'll have to folk out yourself or get 3rd party property, fire and theft, which will be about 200 bucks a year.
thanks this was a huge help will keep that in mind for the year that it will cost me an extra $850 odd for the year
 
no probs,

3rd party property fire and theft prices may be higher depending where you go
 
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